Healthcare & Life Insurance

Health Care
VA provides a number of health care services:

• Alcohol and drug dependency treatment
• Domiciliary, nursing home, and community-based residential care
• Health and rehabilitation programs for homeless veterans
• Hospital, outpatient medical, dental, pharmacy and prosthetic services
• Medical evaluation for disorders associated with military service in the Gulf War, or exposure to Agent Orange, radiation, and other environmental hazards
• Readjustment counseling
• Sexual trauma counseling
• Specialized health care for women veterans

Combat Veterans
The VA will provide combat veterans free medical care for any illness possibly associated with service during a period of hostility for 2 years from the veteran's release from active duty.

Life Insurance

• Service Members' Group Life Insurance (SGLI) low-cost term life insurance for service members and reservists. Coverage of up to $400,000 begins when you enter the service. Generally, it expires 120 day after you leave the service.
• Traumatic SGLI is automatically included in SGLI and provides for payment up to $100,000 for service members who lose limbs or incur other serious injuries.
• Veterans Group Life Insurance (VGLI) is renewable term life insurance for veterans who want to convert their SGLI up to an amount not to exceed the coverage you had when you separated from service. You must apply within 1 year from separation from service.
• Service-Disabled Veterans Insurance, also called "RH" Insurance, is for service-connected veterans. Coverage is $10,000. You may be eligible for a $20,000 supplemental policy if you are totally disabled. You must apply for RH within 2 years of being rated service connected by VA.